|
Class 1 Insured |
Class 2 Insured |
Payment of Premium |
Deducted from pension as a rule |
Deducted from salary, similar to short-term befit premium |
Who Receive the Services? |
Individuals who require nursing care on a regular basis for daily living needs due to bedridden condition or dementia.
Individuals who require support for household chores and dressing. |
Individuals who require nursing care due to age-related diseases such as early-stage geriatric dementia and cerebrovascular disorders |
How to Receive the Services |
Approval as a patient who requires long-term care or support by the local municipality or ward |
Service fees borne by the Beneficiaries |
10% of the cost for the organization providing the service (Patients separately pay for their own meals when they use services at a facility.) |
“High-cost nursing service cost” and “high-cost nursing prevention service cost”
When the 10% patient copayment is too high, a payment cap is set up. Upon request, the municipality or special ward will pay the amount exceeding such capped amount at a later date.
These fees may be combined with expenses of the medical insurance. |