When the member is unable to receive his/her salary in whole or in part because the member (excluding voluntarily-continuing insurance members) takes a leave from work due to illness, injury, childbirth, or other reasons not related to work, the Association will pay the following benefits.

Illness and Injury Benefit Absence due to Illness

When the member because (excluding voluntarily-continuing insurance members) is unable to receive his/her salary in whole or in part because the member takes a leave from work due to illness, injury, or other reasons not related to work, the Association will pay the following illness and injury benefit (or its supplementary benefit) as of the elapse of three days since the day in which he/she becomes unable to work.

	Illness and Injury Benefit	Supplementary Benefit for Injury Treatment Costs
Benefit Period	1 year and 6 months for illness and injury. 3 years for illness related to tuberculosis.	Paid for a specified length of time* if the patient is still unable to work due to continuous treatment or convalescence needs upon the completion of the illness and injury benefit period.
Benefit Amount	Daily amount of the standard salary x 2/3 Note 1:   If a part of the salary is paid, the difference between the paid amount and the illness and injury benefit amount is paid. Note 2   When the beneficiary receives disability employee's pension (including the disability basis pension) or lump-sum payment of the disability allowance for the same illness or injury, the difference between the illness and injury benefit and the disability allowance is paid if the illness and injury benefit amount is greater than such pension or allowance.	Same amount as the illness and injury benefit

	The benefit is not paid for days when the patient normally does not need to be working, e.g., days off, weekends.
	Note:	The benefit is not paid after the member (or dependent) loses his/her membership, or when 6 months has passed since the start of the legislated benefit payment.

Submit the claim form for illness and injury benefit along with a physician’s note attesting that you are unable to work due to your treatment or convalescence needs. For reasons of adjustments in your pay, also submit a certificate of pay.

Childbirth Allowance Absence due to Childbirth

When the member because (excluding voluntarily-continuing insurance members) is unable to receive his/her salary in whole or in part because the member takes a leave from work due to childbirth, the Association will pay the following childbirth allowance.

Benefit Period	Day of Childbirth 42 days (98 days for multiple pregnancy) 56 days The benefit is paid for the number of days when the mother is not able to work during the 98-day (154-day) period.
Benefit Amount	Daily amount of the standard salary x 2/3 If a part of the salary is paid, the difference between the amount paid and childbirth allowance amount is paid.

	1.	This benefit applies to childbirth after a pregnancy four months or longer, regardless of normal or abnormal delivery.
	2.	If the delivery occurs after the scheduled due date, the benefit will be paid for 42 days before the scheduled date (98 days for multiple pregnancy).
	3.	The day of delivery is included in the 42-day period (98 days for multiple pregnancy) before birth.
	4.	The benefit is not paid for days when the mother normally does not need to be working, e.g., days off, weekends.

Submit the claim form for childbirth allowance along with a physician’s or midwife’s note regarding the childbirth. For reasons of adjustments in your pay, also submit a certificate of pay.

Allowance for Absence from Work Absence due to Illness of a Dependent

When the member because (excluding voluntarily-continuing insurance members) is unable to receive his/her salary in whole or in part because the member takes a leave from work due to reasons and events listed below, the Association will pay the following benefits for absence from work.

Reason / Event	Benefit Amount	Payment Period
Illness or injury of a dependent	Daily amount of the standard salary x 50/100 per day If a part of the salary is paid, the difference between the paid amount and the benefit for absence from work is paid.	Entire period
Childbirth of the member’s spouse		14 days or less
Disaster for member and/or dependent		5 days or less
Wedding of the member, death of spouse, wedding or funeral of dependent		7 days or less
Illness or injury of non-dependent spouse, child, or parent of the member		Duration that the Branch head deems necessary
Instructor-led class of correspondence training that the member attends		Duration that the Branch head deems necessary

	1.	This benefit is not paid during the period when the illness and injury benefit or childbirth allowance is paid.
	2.	The benefit is not paid for days when the member normally does not need to be working, e.g., days off, weekends.

Complete the claim form for allowance for absence from work stating the reason for absence. Submit the form upon approval of your manager. For reasons of adjustments in your pay, also submit a certificate of pay.

Childcare Leave Benefit Childcare Leave

When members (excluding voluntarily-continuing insurance members) are unable to receive their salary in whole or in part during childcare leave, the Association will pay the following Childcare Leave Benefit.

Benefit Period

Days on which the member does not work during the period up to the day on which the child in question reaches the standard age (i.e., one year old; 18 months old under special circumstances—for example, when the child cannot be admitted to a childcare facility at the age of one; or two years old if such circumstances continue at the age of 18 months) Note: If both parents take childcare leave, this period will be the one-year period up to the day on which the child reaches the age of 14 months.

Benefit Amount

50/100 of the daily amount of the standard salary will be paid per day.* * For a period of up to 180 days from the start of childcare leave for a child less than one year old, 67% of the daily amount of the standard salary will be paid per day.

	1.	This benefit is not paid when the childcare leave benefit is paid under the Employment Insurance Act.
	2.	The benefit is not paid for days when the member normally does not need to be working, e.g., days off, weekends.
	3.	The payment cap applies to the benefit amount based on the amounts stipulated by the Employment Insurance Act.

Complete the claim form for childcare leave benefit. Submit the form upon approval of the personnel division.

Childcare Leave Support Benefit Childcare Leave

When both a member and the member’s spouse take childcare leave for a total of 14 days or more within the specified period after the birth of a child, the Association will pay the following Childcare Leave Support Benefit in addition to the Childcare Leave Benefit.

Benefit Period	Up to 28 days during the childcare leave period
Benefit Amount	13/100 of the daily amount of the standard salary will be paid per day.*

	1.	This benefit will not be paid if the postnatal leave support benefit under the Employment Insurance Act is also payable for the same childcare leave.
	2.	The benefit will not be paid for days on which the member normally does not work (e.g., weekly days off or Sundays).
	3.	The amount of the benefit is capped based on the amount stipulated under the Employment Insurance Act.
	4.	Cases in which the member has no spouse or the spouse is absent for any reason will be handled based on the member’s childcare leave status.

Submit the claim form for Childcare Leave Support Benefit with certification by the personnel division.

Nursing Care Leave Benefit Nursing Care Leave

When the member (excluding voluntarily-continuing insurance members) is unable to receive his/her salary in whole or in part during his/her nursing care leave, the Association will pay the following nursing care benefit.

Benefit Period	The period approved for nursing care leave or nursing care vacation. The period not exceeding three months from the first day of such leave.
Benefit Amount	Daily amount of the standard salary x 67/100 If a part of the salary is paid the difference between the paid amount and the nursing care benefit is paid.

	1.	This benefit is not paid when the nursing care leave benefit is paid under the Employment Insurance Act.
	2.	The benefit is not paid for days when the member normally does not need to be working, e.g., days off, weekends.
	3.	The payment cap applies to the benefit amount based on the amounts stipulated by the Employment Insurance Act.

Complete the claim form for nursing care leave benefit. Submit the form upon approval of the personnel division. For reasons of adjustments in your pay, also submit a certificate of pay.

Childcare Reduced Working Hours Benefit Reduced Working Hours

The Association will pay the following benefit for the applicable months in which the member reduces working hours to care for a child under two years of age through a reduced working hour arrangement for childcare (“childcare reduced working hours” hereinafter).

Benefit Period

Months within the period from the month in which the member begins childcare reduced working hours through the month in which such arrangement ends (only those months in which the beneficiary remains a member from the first through the last day of the month and does not take leave eligible for receipt of Childcare Leave Benefit or Nursing Care Leave Benefit)

Benefit Amount

The amount calculated by multiplying the amount of pay in the applicable month by the rate corresponding to each of the following categories: If the amount of pay in the applicable month is less than 90/100 of the standard monthly salary for the month in which the childcare reduced working hours began: 10/100 If the amount of pay in the applicable month is 90/100 or more of the standard monthly salary for the month in which the childcare reduced working hours began: a rate prescribed by Ministry of Finance ordinance so that the ratio of the amount of pay to the standard salary decreases progressively at a constant rate from 90/100

	1.	This benefit will not be paid if the childcare leave benefit under the Employment Insurance Act is also payable.
	2.	The benefit will not be paid for days on which the member normally does not work (e.g., weekly days off or Sundays).
	3.	The amount of the benefit is capped based on the amount stipulated under the Employment Insurance Act.

Complete the claim form for nursing care leave benefit. Submit the form upon approval of the personnel division. For reasons of adjustments in your pay, also submit a certificate of pay.

		Short-Term benefits

	Outline of Short-Term benefits
	Illnesses and Injuries
	Childbirth
	Absence from Work
	Disasters
	Death
	Restrictions on Benefits
	Injury Caused by Others
	Benefits after Retirement
	Healthcare Treatment after Retirement
	Geriatric Medical Care Plans
	Long-Term Care Insurance Act